A Decision, part 2

(Image from StoneMill.com — posted here for inspiration’s sake 🙂

Well, in my last post, I mentioned that Something New is coming, and it is.

But this is not that.

This is something else.  This post has to do with our home building plans.

In my post back in February (“A Decision“), I wrote about the decision to take out a construction loan to build our home.  Well, it seems that we may have to go a different route, given certain financial obstacles that are proving repeatedly difficult to overcome.  And so, we are grateful to God for this “trial” (James 1:2-4), for it will compel us to build with little-to-no debt, but requiring great resourcefulness.  I am truly thankful for the necessity of having to go this route.  Why?  Because once our house is built, we will own it free and clear.  We will not be beholden to a 30-year mortgage.  And in America’s current economic landscape, that may be vital.  (Perhaps I will not be enslaved to the 40+ hour work-week, for the rest of my life, after all?  That’d be good.  🙂

A few things of note:

• Montana’s “building code” requirements are extraordinarily minimal; so while we will strive to build everything “to code”, we will only be bound by excellence of craftsmanship, within the bounds of frugality.
• We already have water (a well), electricity and phone/DSL going to the property.
• We have always had our sights set on heating the home with wood, since that resource is abundant at the property site.  That decision remains.

In summary, here’s how I see things unfolding, Deo Volente:

1. We will install a septic system and a (mostly-finished) basement.
2. We will temporarily roof the basement and live there, while we plan to build our timber framed home above it.  The basement will be 1,280 sq.ft… which is at least 200 sq.ft. larger than the place we have been renting (!) for the past 4 years.
3. All former rent payments (and all other available resource$) will go toward purchasing building materials, prioritized by immediacy of need.  Building materials (both purchased and gathered/salvaged) will be stored in a timber-framed barn, which we will build on the property (near the 40’x80′ garden), as a “test build” in preparation for building the home.
4. Once the Timber Frame House Plan is complete, and the timbers designed and fashioned, the frame will be constructed, clad with SIPs and roofed. (Timber material will have been harvested from our property, milled and stacked.)  Basement occupancy will continue, until…
5. When interior walls and flooring have been framed and clad, the family will “move in”, and continue with the “finishing touches”.
6. Estimated completion time: 5 years from start date.

This is all I have time to write… thanks for reading, and we’ll keep you posted.

Little Birthday in the Woods

For her birthday, my Dear Bride wanted us all to do some work on our future home site.  So we all willingly obliged, cutting up some firewood for next Winter, and weeding the garden area.  It was a lot of fun, and the children all did their part.  Thanks, Uncle Dave Graham, for letting us use your tractor & log splitter!

The Firewood Production Line!

Every time we ask Ellie to smile, she also sticks out her tongue…

 

…See?

Wood stackin’ & haulin’

A Decision

Years ago, when we began this dream of building our own home in the woods of NW MT, we soon became aware of a decision that would have to be made, which would affect many other facets of our life, for decades:

To mortgage, or not to mortgage?

We could build our house little by little, over the course of several years — even decades (!) — only as (or if) the cash became available.  We’d probably be living in an old single-wide trailer on-site as we built the house piece-by-piece.  Perhaps by the time our children had grown and had children of their own, our house would be finished…

-OR-

We could assume a construction loan/mortgage, take on the responsibility of paying it back over the next few decades, and enjoy the privilege of spending those next years in that house with our children, having made not only the house, shoulder-to-shoulder with our dear family and friends — but also having made many memories, and having given them a crash course (pun not intended) in home construction.

————————

Now, perhaps I can hear the cries of “go debt-free!” from all the Ramsey-ites.  I don’t disagree that being debt-free is a blessing.  Still, under the circumstances, the mortgage — and finishing construction in under 1 year — was the way to go, for us.  It was no small feat to bring our family of seven (now eight) from SoCal to NWMT.  We did it, in part, to pursue all the things we couldn’t afford in the uber-inflated economy of California:

• wide-open spaces
• agricultural pursuits like chickens/bees/high-volume gardening
• no HOA telling us how to use our land
• hunting & trapping wild game on our property
• even the simplest thing of owning a dog, with room for it to run around on.

All these things center on having a warm, safe, dry and secure “home on the range.”  To be constantly pushing back that dream of a “clean, well-lighted place” would undoubtedly frustrate and exasperate my family (Ephesians 6:4, Proverbs 13:12).

So wisdom was sought after… and received.  And then we acted.  We secured the most trustworthy General Contractor & Carpenter that the Flathead Valley has to offer, and we are currently pursuing a construction loan.  Please keep us in your prayers as we move forward, by faith.  I will post as much of the process as as I am able, here on this blog.  Thanks for taking the time to read, and may the Lord bless your days, as you trust — and rest — in Christ.

From a Reader: "Why Columbia Falls?"

Aerial view of Columbia Falls in Summer

On my last post I received a comment from a reader, whose question may reflect many of your own: 

“Great post Ric! My heart has been leaning towards the life you describe for many years now; however, my wife is a bit more attached to the conveniences and created comforts of the big city suburb lifestyle. I am curious, what influenced your decision to select Columbia Falls, MT? There are so many different places in the US that offer what you have found in Columbia Falls and it would be interesting, and educational for me, to learn how you selected it. Thanks.”   — D. from California.

Our landing in “C-Falls” (as they call it around here) was a mixed bag of decision and God’s providence.  Here’s the short story:

After deciding that we wanted to leave California (early 2011), we compared states that were friendly to the 2nd Amendment (as a litmus test for freedom in each state’s culture) with states that were friendly to Home Education (another passion of ours).  Of these overlapping states, Idaho and Montana most appealed to us: lots of precipitaion, definitive seasons, fertile land, plenty of varieties of wildlife, etc).  Concurrently, we had heard of both the concept of the American Redoubt and pastor Chuck Baldwin’s move to the Flathead Valley, and were interested in how our “story” overlapped with theirs in many ways.  So my Bride and I took a “recon” trip to the Flathead, and really liked it.  A little while later, some friends of ours who had decided to move there too, found a house to rent, while we had not, yet.  We ended up living in a tent in their backyard for 3 months (July – October), while I looked for work (and found my current employer) and we looked for a place to buy or build.  Nothing turned up on the real estate front.  Finally, as it was beginning to get too cold to sleep outside, we knew we had to knuckle down and rent.  Some folks we had begun attending a home church with had a rental duplex unit open up in Columbia Falls (providential!).  It was a 25 minute drive to my work, and the price was right, so we jumped in and unpacked (most of) our stuff from storage.  Here’s more of the Providencial part: Public Transportation in the Flathead could bring me pretty much from our new home to my work for about $2/day.  I started using that option, in order to free up our only vehicle for my wife and children to use.  Also, I was able to (necessarily) find a 2nd job in Martin City, 12 minutes from C-Falls.  Furthermore, we bought a 1.5 acre piece of land from my Uncle, who’d just moved to Whitefish (20 minutes NW of C-Falls), whereupon we would eventually build our own home.  Finally, we have landed into a wonderfully encouraging church family, who loves the Word of God and the fellowship of the believers as much as we do: Berean Bible Church, Kalispell.

So, we came up here by faith, with some planning, but the Lord has certainly ordered our steps!  I hope this answers your question, my friend.  Remember Joshua 1:9 —

“Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go.”

The Price Tag

“We get what we want, but there’s always a price.”

Our move to the wide-open spaces of Montana, from the populous (and expensive) confines of Southern California has been one of the best life-decisions my dear wife and I have made (by God’s grace) in our 21 years of marriage.  (I feel fairly confident to speak on her behalf in this matter 🙂  Here are some of the other choices that have benefited us greatly, or allowed us to simplify our lifestyle in an effort to pursue contentment with godliness (1 Timothy 6:6-11):

• Owning one car, and using public transportation when necessary.
• Becoming a one-income-earner family, allowing us to consistently supervise our children’s growth and development in accordance with our faith, without relying on (i.e. paying) someone else to do so.
• Home-educating our children, using readily available and straightforward materials, drawing out our children’s God-given aptitudes and interests, in accordance with the Scriptures.
• Avoiding involvement in “organized team sports”, in order to minimize unnecessary drains on our family’s time, attention and finances.
• Preparing most of our food at home, in order to facilitate nightly dinners together, be more healthy and save a lot of money.

Like Abraham in the Scriptures, we left all that was familiar to us and, by faith, moved to a land that was “foreign” to us.  Now, we live in one of the most beautiful places on Earth, and while our means are still humble, God has blessed us with so many incredible relationships and opportunities, including the ongoing effort to purchase and build a house on our own acre-and-a-half of fertile, wooded land.  We are so very grateful to Him for His provision.

Still, this undertaking has come with a price or two.  We are now much further (2-days’ drive) from some dear family members, whom we miss very much.  I had to leave the comfortable and familiar venue of “full-time paid church staff work” (notice how I avoided the term “ministry” — that’s a blog post for another day).  Instead, I had to practically change careers, spending at least 2 years before I began to feel confident and adept at this new line of work (2-way radio and internet installation, and radio tower groundwork).  And ultimately, having my earnings reduced by at least 50%.

All that notwithstanding, I wouldn’t change a thing.  And now, we have a beautiful new “Made in Montana” addition to our family, firmly “anchoring” us to our residence here, as it were:

Meet “Elliana Mercy Calvi“

So, for those of you contemplating leaving the bustling metropolises of SoCal (or any other densely populated area) for the rural life in wide-open spaces, I would first caution you to be aware that there is a price to pay.  You’ll have to trade one lifestyle for another.  It may cost you your “nest egg”.  (As the joke goes, “How do you make a million dollars in Montana?  Bring 2 million.” 🙂  You may have to leave the comfort of your extended family… but who knows?  Some of them may follow you there.  In any case, any major life choice is inevitably followed by a lengthy period of adjustment, as you know.  But for those of us who live by faith in our Creator and Redeemer – King Jesus – our hope and trust in Him is never misplaced.  He provides everything we need!

“As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.”

1 Timothy 6:17-19

So go ahead and grab hold of the rural dream.  With Christ, all things are possible.  Desire Him above all else, and He will work all things together for your good (Romans 8:28).

As always, I welcome your comments.  Have a fruitful day.

–Ric

"Sweet Dreams are made of this…"

The gear arrives on site, brought by “The Bee Man”

More than three years ago, before we moved to Montana, the dream was planted in our oldest daughter’s heart to pursue beekeeping as a hobby.  If I remember correctly, she mentioned it casually in a conversation one day.  That week, I grabbed a book from the library for her — “Beekeeping for Dummies”, I think (though she’s certainly no dummy).  From that point on, she began a voracious appetite for knowledge about bees… an “independent study program”, if you will.  So naturally, upon arriving in these wide open spaces, she wanted to take the plunge and acquire a colony of her own, ASAP.  Being big fans of local honey, the Dear Bride and I agreed we would help her pursue the matter, in God’s timing.

As it turned out, we have become acquainted with a wonderful family with much experience in the the Bee-o-sphere (among many other skills like canning/preserving, gardening, etc).  The Dad is someone I also happen to work with at my job with the Martin City Water District, near Glacier National Park.  Anyway, to make a long story short, this “Bee Man” (not his real name, of course 🙂 has hooked us up with his supplier, and our adventurous daughter now has her own colony!

The two boxes with the removable frames inside, will make up Emily’s hives.  The other box — the screened one with the can of sugar syrup in the middle — will be discarded once the colony is transferred to the hives.

The queen was lucky enough to get her own little “travel suite” for the journey, which the workers are quick to cluster around

Look closely… the queen inside the box has a green dot on her back, indicating that she’s young, and ready to do her job.

Getting ready to shake them in

The stragglers need a little more persuasion

Mama and the girls look on…

Emily is fearless!  :-O

Looks like the girls want to join F.B.K.A….

“Future Bee Keepers of America”  🙂

“If you build it, they will come.”

 The next day, we went to check on “the ladies” to see if their queen had situated herself… She had!  The weather was cold and breezy, which helped calm the hive, it seemed.

Congratulations, dear daughter.

No, not the one in Scotland.

Heading out to Eastern Montana, in a 4-seater Mooney, like this one.

Today’s post finds me at the end of a two-day out-of-town tower-work gig in Glasgow, MT.  (Excuse my gratuitous use of hyphens.)  The daytime temp is in the 50’s, the sky is clear and blue, and the wind is tolerable.  However, being on the eastern part of the treasure state, the topography is not quite as eventful as it is in lovely Flathead County.  Here’s a picture I took… now imagine a 360° view of this:

…Yes, that’s Valley County in a nutshell.  The upside of this terrain is that there’s nothing — and I mean nothing — to obstruct the view of Montana’s “big sky”.  Taking in landscape like this makes one feel… well, in a word:  small.

Sunset

Here’s another something that made me feel small today:

…Watching my boss climb halfway up a 200′ tower.  Not for the faint of heart.  The highest I’ve been on an edifice was about 160’… but that one had stair steps.  And handrails.  Today, the boss-man had neither of those.  It was an impressive sight to behold.

Tomorrow, we head back home.  No one wants to stay in a faraway hotel any longer than one absolutely has to.  We’ll have to come back here again soon, for there’s more work to be done.  But since the Dear Bride is due to give birth in late April, these trips will have to wait, when that time comes.

Thank God it’s been a safe trip.

We Did It.

Well, we did it.

One of the things we came to Montana to do, is done.

We have officially purchased our first piece of land — “1.456 acres more or less” — just outside of Whitefish.  Not only is this the first plot of land we’ve bought, it will contain (Lord willing) the first house we will have ever built…  which will also be the first home we will have ever bought.  Yes, this piece of wooded bliss will come to represent the end of 20+ years of paying rent.

Hallelujah.

Here’s a picture, courtesy of Gogle Maps (boundaries are approximate):

“The Calvi Homestead”

As of today, our names are on the title.  Now it’s our turn to “fill the Earth and subdue it.”  🙂

“Many are the plans in the mind of a man,
    but it is the purpose of the Lord that will stand.”
— Proverbs 19:21 (ESV) 

What in the world is a "Frolic"?

 Photo from AmishAmerica.com

I was talking with a couple of my brothers in Christ recently, when the subject turned (OK, I turned it 🙂 to the building plans for our home in the woods, beginning in the Spring/Summer/Fall of this year.  I told them that it became clear to me LONG ago that there was no way I could accomplish this endeavor with my pea-sized knowledge of construction (or lack thereof).  I then asked them, if I put a date on the calendar (say, over the course of some upcoming three-day weekend), would they come out and help us “raise the roof” and eat a bunch of food?  One of them, who’s had extensive interaction with the Amish in both Montana and Maine, said, “Absolutely!  The Amish call it a ‘frolic‘ or a ‘work-bee‘ “.  They were both quite enthusiastic about the possibility of helping building our home, which came as no surprise to me, given the reality of the love and Spirit of Christ operating in their families’ lives.  (Not to mention that they both have some serious labor forces in their families!  🙂

Then I got to thinking.

God has blessed me with such dear family-in-Christ in other locales as well, several hours’ drive away, but reachable nonetheless.  I suspect there may be many who would like to visit Montana in the Summer (a gorgeous time to visit here; isn’t it always?), and perhaps swing a hammer or heft a saw in productive fellowship on the outskirts of beautiful Whitefish, Montana.

So, here it is:

If you’re interested in being a part of our family’s biggest project to date, a labor of love that will represent the culmination of a lifetime of prayers and dreams, please consider joining our “Frolic” this Summer.  If you are seriously considering making the trip to join the effort and fellowship, please leave a comment on this post, or send me an email, letting me know when you might be available.  If you are unable to attend, please pray for the Lord’s protection, provision and wisdom as we build.  This will undoubtedly be a very long project, overall, but we would be honored to enjoy your company for even a small part of it.

Thanks for reading, and I look forward to hearing from you soon!

"WELL" UPDATE

After drilling down deeper-than-a-football-field (!), U.D. was able to obtain a flow rate of 30gpm!  Woohoo!

Here are some pics of the process (Click the photos for full-screen):

The drilling begins…

Me & Little Miss, checking things out.

The view from Uncle Dave’s house site

Looking Southwest

Looking Southeast

Checking out Uncle’s site, ready for building the crawlspace

Standing “in” our future home!